Thumb

RRSP & TFSA, RESP

Health and dental benefits for Individuals, Family, Self employed and Group plan for Business.

The importance of critical illness and disability insurance

  • Provides financial assistance following the diagnosis of a critical illness
  • Helps you honour your financial commitments while you recover
  • Help cover costs related to your critical illness or disability
  • Allows you to take the time you need to recover by providing financial support to compensate for lost income
  • Critical illness insurance helps protect you against the financial consequences of a critical illness such as cancer, heart attack or stroke. If you’re diagnosed with one of the conditions defined in the policy, you’ll qualify to receive a one-time, lump-sum cash benefit to spend however you wish.

If you’re diagnosed with a critical illness, focus on recovery with support from tax-free lumpsum critical illness insurance benefit…

COVERED CONDITIONS ON MOST POLICIES

  • Cancer
  • Heart Attack
  • Stroke
  • Coronary Artery Bypass Surgery
  • Alzheimer’s Disease
  • Aortic Surgery
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Deafness
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Speech
  • Major Organ Transplant
  • Major Organ Failure (on waiting list)
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson’s Disease
  • Severe Burns
TERM CRITICAL ILLNESS

Term 10/20/25/Age 65/Age 75 plan options are available to protect you for your short-term liability, i.e., mortgage protection.

PERMANENT CRITICAL ILLNESS

Term 100/Whole life plan options provide permanent critical illness protection for life long.

RETURN OF PREMIUM

Offers all premiums paid into policy if you die or remain healthy till the expiry of the plan, as early surrender under permanent plan.